reporter stacey tisdale tells the story of the lopez family in newark, new jersey. here's an excerpt. >> we asked the this single mother who lives her w her two grown sons to keep a financial diary for a month. jaunita's family has three sources of income each month: the $1,160 she gets from unemployment benefits, the roughly $1,640 her older son andre takes home from his work as a security guard, and $115 she receives in food stamps. jaunita's other son giovanni is unemployed and does not contribute to the household income which totals up to $2,915 each month. that's about $, 35000 annually. significantly more than the federal poverty line for a household of three. the family doesn't qualify for welfare or medicaid. jaunita, your annual family income is $15,000 above the federal poverty line. it seems like you shouldn't be in such difficult financial circumstances. >> yeah, you're right but the bills i have that, it adds up. >> reporter: in fact, the biggest chunk of their income, andre's salary, is spoken before even before the check is cashed. we meet up with him